• Accurate premium calculation based on current payroll — no estimating.
  • No down payment required.
  • No checks to write or monthly billing fees.
  • 24-hour toll free claims hotline.*
  • Full sales/service center.*
  • Free insurance consultation with a licensed insurance specialist.*
  • Elimination or reduction of year-end audit adjustments.*
The Hartford

THE HARTFORD, founded in 1810, has consistently been rated A+ "Superior" by AM Best. After nearly 200 years in business, THE HARTFORD is known for its financial strength and stability, superior customer service, and continued operational excellence. THE HARTFORD, with over 1 Million small commercial policies in force, is one of the largest writers of Workers' Compensation Insurance and can tailor an all lines proposal to meet your business insurance needs.

Guard Insurance Group

GUARD Insurance Group is a specialist in workers' compensation insurance and offers coverage via payroll billing. In business since 1983, GUARD is rated A-"excellent" by A.M. Best Company, a leading source of ratings for the global insurance industry.

For more information about workers' comp programs, offered through experts in this line of insurance, contact your local Advantage office today.

* Offered through The Hartford and GUARD.

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